Determine if homeownership is right for you and what you can realistically afford based on your income, debts, and savings. Start saving the necessary amount for a down payment.

Contact a lender to get pre-approved for a mortgage, which shows sellers you are a serious buyer and tells you the maximum amount you can borrow.

As your real estate agent, I can help you find properties that match your criteria and budget. Look for a location that fits your lifestyle and has the amenities you need.

Once you find the right home, I will work with you to submit a strong offer that includes any necessary conditions, such as a home inspection.

After your offer is accepted, you will apply for your mortgage. The lender will then process your application and conduct a review to make a final decision.

Once all conditions are met and your mortgage is approved, you will sign the closing documents. You'll receive the keys and can move into your new home!